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Join Our Team: Do Meaningful Work and Improve People’s Lives

Our purpose, to improve customers’ lives by making healthcare work better, is far from ordinary. And so are our employees. Working at Premera means you have the opportunity to drive real change by transforming healthcare.

To better serve our customers, we are fostering a culture that emphasizes employee growth, collaborative innovation, and inspired leadership. We are dedicated to creating an environment where employees can excel and where top talent is attracted, retained, and thrives. As a testament to these efforts, Premera has been recognized on the 2025 America's Dream Employers list. In 2024, Newsweek honored Premera as one of America's Greatest Workplaces, America's Greatest Workplaces for Diversity, and America's Greatest Workplaces for Mental Wellbeing. Additionally in 2024, Forbes ranked Premera among America’s Best Midsize Employers for the fourth time.

Learn how Premera supports our members, customers and the communities that we serve through our Healthsource blog: https://healthsource.premera.com/.

As the Risk Manager – Insurance, you will develop cost-effective corporate liability risk transfer mechanisms in partnership with the ERM (Enterprise Risk Management) Director, ERM Executive Committee, and commercial insurance brokers. This is a highly visible role that specializes in identifying and minimizing risk exposure by implementing and administrating loss prevention programs. You will have direct interaction with top leadership to address changing coverage requirements due to construction projects, acquisition of new property/equipment, or strategic changes. You will play a key role in participating in the annual renewal strategy and collaborating in the evaluation of total cost of risk and retained losses, as well as the primary interface supporting captive insurer operations and affiliated reporting needs.

This position is open to either hybrid or remote. Must work Pacific Standard Time business hours.

What you’ll do:

• Key contributor in the insurance procurement process, including assessing risk, collecting underwriting data, completing insurance applications, reviewing quotes, binders, and policies, and issuing proofs of insurance.
• Partner with brokers to determine data requirements (e.g., property valuations, cyber questionnaire responses) for insurance procurement and lead the effort in data gathering and analysis of renewal information in preparation renewal meetings and presentations to the insurance markets. Including evaluating product options, covering limits, and retained losses, etc.
• Bring forth recommendations for ongoing or updated coverage requirements, identifying and sharing resources provided by external insurance partners and providers, including partnering with leaders on off-cycle insurance procurement (e.g., builder’s risk, new leases, new corporate liability categories).
• Analyze and manage corporate insurance claims to include claims reporting, information gathering, claims investigation, self-insurance retention, pursuing subrogation, analyzing, and reporting on loss runs, identifying loss trends and working with internal or external counsel to support for claims in litigation.
• Participate in the oversight of captive performance to include financial review of captive, underwriting analysis, review of legal documents and claims and examination of types of coverage to the best financial benefit of Premera.
• Team with brokers to ensure continuity of services and coverages between the captive and commercial insurance products.
• Serve as subject matter expert to internal teams on how insurance impacts their contracts and agreements. This includes partnership with medical clinic subsidiary for medical professional liability.
• Participate in (and in some cases lead) initiatives to develop, maintain and improve processes, procedures, guidelines, trainings, standard methodologies, FAQ's, forms, tools and the department website.
• Collaborate as needed on additional Enterprise Risk Management program needs.

What you’ll bring:

• Bachelor's degree in a related field or 4 years equivalent experience (Required)
• 4 years of analytical, risk management, claims, or related experience (Required)
• Have or are willing to pursue professional certifications such as ARM (Associates in Risk Management), AINS (Associates in General Insurance) and/or AIC (Associates in Claims)
• Experience with corporate liability insurance procurement and captive management a plus
• Demonstrated skills to build positive business relationships
• Demonstrated ability to build credibility and confidence with a wide variety of employees and leaders as a trusted confidant
• Strong analytical and problem-solving skills; attention to detail; ability to analyze data, understand trends and develop recommendations for action based on the analysis

Premera total rewards

Our comprehensive total rewards package provides support, resources, and opportunities to help employees thrive and grow. Our total rewards are more than a collection of perks, they're a reflection of our commitment to your health and well-being. We offer a broad array of rewards including physical, financial, emotional, and community benefits, including:

• Medical, vision, and dental coverage with low employee premiums.

• Voluntary benefit offerings, including pet insurance for paw parents.

• Life and disability insurance.

• Retirement programs, including a 401K employer match and, believe it or not, a pension plan that is vested after 3 years of service.

• Wellness incentives with a wide range of mental well-being resources for you and your dependents, including counseling services, stress management programs, and mindfulness programs, just to name a few.

• Generous paid time off to reenergize.

• Looking for continuing education? We have tuition assistance for both undergraduate and graduate degrees.

• Employee recognition program to celebrate anniversaries, team accomplishments, and more.

For our hybrid employees, our on-campus model provides flexibility to create your own routine with access to on-site resources, networking opportunities, and team engagement.

• Commuter perks make your trip to work less impactful on the environment and your wallet.

• Free convenient on-site parking.

• Subsidized on-campus cafes make lunchtime connections with colleagues fun and affordable.

• Engaging on-site events and activities include food trucks, health and wellness, DEI and disaster preparedness fairs, coffee connects, and more.

• Our complementary fitness & well-being center offers both in-person and virtual workouts and nutritional counseling.

• Need a brain break? Challenge someone to a game of shuffleboard or ping pong while on campus.

Equal employment opportunity/affirmative action:

Premera is an equal opportunity/affirmative action employer. Premera seeks to attract and retain the most qualified individuals without regard to race, color, religion, sex, national origin, age, disability, marital status, veteran status, gender or gender identity, sexual orientation, genetic information or any other protected characteristic under applicable law.

If you need an accommodation to apply online for positions at Premera, please contact Premera Human Resources via email at careers@premera.com or via phone at 425-918-4785.

Premera is hiring in the following states, with some limitations based on role or city: Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Iowa, Kansas, Kentucky, Maine, Michigan, Minnesota, Missouri, Montana, Nevada, New Hampshire, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin.

The pay for this role will vary based on a range of factors including, but not limited to, a candidate’s geographic location, market conditions, and specific skills and experience.

The salary range for this role is posted below; we generally target up to and around the midpoint of the range.

National Salary Range:

National Plus Salary Range:

*National Plus salary range is used in higher cost of labor markets including Western Washington and Alaska.

We’re happy to discuss compensation further during the interview because we believe that open communication leads to better outcomes for all. We’re committed to creating a diverse and inclusive environment where all employees are celebrated for their unique skills and contributions.